WELCOME! ARE YOU LOOKING FOR JUST CHEAPER COVER, OR BETTER COVER?

Whether you're looking for the best price deals and no claims discounts on your car insurance or if you simply want to transfer your no claim bonus to a dedicated motorcycle insurer, we list not only the cheapest insurance providers around, but also the most popular for you to get a quote from. Trying to save money on car insurance is one thing but insurance savings often come at a price unless you know what you're looking for. There's not much point in transferring to another insurer based on a 60 or 75 percent introductory no claims bonus when that cover does not include all the help and features your original policy had. That is not really a saving, it's just a sacrifice. Our definition of cheap insurance is when you can obtain bonuses - whether a 0, 1, 2, 3, 4, 5 or 6 years no claims discount - and still retain the level of cover you require. For example, do you really want to save £20 but have no courtesy car when you get into an accident?

One important point to remember when comparing quotes is that you may have to make a claim against your policy whether an accident is your fault or not. You will still lose your car insurance no claims bonus if you are hit by someone who is not insured themselves or who drives away after striking your motor vehicle. Claiming for damages in such in instance will normally result in the loss of your no-claims discount and with no no claims bonus your next premium will sky-rocket. This is where switching to a company that offers to protect your low no claims premium can guarantee a more secure insured future. Having a protected no claims bonus normally means that you are allowed to make 1-2 claims per year without sacrificing the low no claim premium you are paying. Of course, there is an extra cost involved in having a guaranteed no claims bonus and the cost for a protected no claims discount can range from £15 to £70 which is something to take into consideration when estimating any savings when transferring insurers. This protection is paramount if you intend on placing other named drivers on a no claims discount policy. An accident by a named driver on your policy will still result in you losing your no claims bonus otherwise.

The subject of a second driver on your policy brings us to another very important thing to remember when looking for insurance quotations with, or with no, no claims discount. Recently many top insurers have starting attaching bonuses to additional drivers on individual's policies. Imagine the savings you could make if you get a second car in the future and you have someone else in your household that can get a one, two, three, four, five or six years no claims bonus when applying for it to be insured. Often an insurer will not extend your own discounts to a second car and you have to start from zero, though some do offer accelerated no-claims bonuses in such instances. Consider all these things when getting a quote from any car insurance provider, those offering the maximum discounts are not always the best deal especially if saving on insurance premiums costs you better cover. †