ABOUT OUR DIRECTORY:
The price comparison epidemic is growing faster than the nation's waistline and neither is very pleasant to watch. We're always suspicious when we here the phrase "independent price checker" when in the terms and conditions of each website you see that they are created and run by an insurance company themselves. We're also fed up of the phrase "cheaper car insurance" because when something is stripped down to the bare bones then it's not really cheaper, that's just how much that particular cover is worth anyway -- a bargain is when you get what you want at a lesser price than you would normally pay. So, we don't match prices, we don't have comparison tables, we don't list 600+ insurers (can you even name 60?) and we don't broker deals. The result? We compare them not on their pricing, but on what you, the consumer, actually think of the policies being offered and whether the prices of those policies reflect a bargain.
We use tracking software to monitor our users reactions to the insurers they see on this site and what they think of the price and policy offered by each insurer listed on our site. There is no point telling you the cheapest insurer if none of you are impressed with the level of cover and don't want to buy the insurance, is there? On our site the insurers are ranked by the popularity of their policies. It's not 100% accurate but if you're just a tight-fisted old meany, then the insurers that offer no-frills insurance are clearly marked too ... but don't come crying to us if you're left standing by a roadside in Wales 400 miles from home in the rain with a huge excess bill after a rear end collision (true story!). You can read some more detailed information on each insurer in our article sections but make sure and check out the terms and conditions of this site too.
ABOUT OUR NEWS:
With video sites fast becoming the most popular portals for people to access their web interests, NCD News took a leap and started producing video versions of our most popular news stories in late 2008. Seems that dogs falling off skateboards will always appeal to more people than financial news but we're not going to give up just yet!
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But it's not like there is a lack of news websites available to the UK consumer these days. Even the number of niche news sites that target financial issues across Britain and the Globe seems to be increasing daily. The difference with NCD News is that we don't try to cover every story. Not every story will give you information that is actually important or helpful in your daily insurance-making decisions.
We will cover stories about insurers facing financial difficulties or those that may be raising their premiums in the near future. We won't generally cover stories about insurers moving premises or redecorating their offices. We will cover scandals where insurers seem to be conning people out of money. We won't generally cover scandals where celebrities have got drunk and have to claim off their insurance.
Each news story will be something we would want to hear about if we had an insurance policy of that type or with that company ... even the really boring and stat-packed articles! Sometimes we'll throw in a general interest or humourous story but that's mainly to help us keep our own sanity ...
THE TEAM:
Site Management: Michael Beverley - 5 years experience in insurance claims, 8 years in online marketing and a member of the Chartered Institute of Journalists ( MCIJ) gives Mike an understanding of both sides of the insurance industry working with both insurers and consumers. [ contact]
Cartoonist: Santiago Cornejo - having worked with us on other similar projects over the past three years, Santiago was brought in to inject a little humour into what is, generally, a rather lifeless subject.
Media Editor: Bill Berry - niche news desks like ours don't really have the budgets to take on the BBC ... Bill's expertise gets us as close as possible! [contact]
News Presenter: Peter McCarville - many of our articles did not feel complete without imagery, but the number of images required would simply crowd our article page. NoClaimsDiscount.co.uk's news channel was born with Peter being our first public face.
News Presenter: Faye Levinsohn - as our news channel grew, some of the articles seemed to require a more feminine touch. Faye was brought in, not just to add variety to what is generally a boring subject, but to bring a different tone to various articles.
RELIABILITY:
With no ties to any one insurer or financial institution, and a directory model which is consumer oriented rather than 100% commercially oriented (we only get commissions from some of the insurers listed - not all), we feel that our site is an invaluable source for those seeking to find the right insurer for their needs.
The quotes you receive are 100% reliable and 100% up to date because you get them direct from the insurer's own site where it should be completely clear as to what you are buying.
NoClaimsDiscount.co.uk isn't our first venture into online consumer assistance. We started with electrical retailers back in 2001 where we developed one of the first product price search/comparison engines and have been growing into different industries ever since. Now, we have even more staff dedicated to ensuring that we provide more and more quality information.
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