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Always be aware that although many companies now offer to protect your no claims bonus, i.e. you can make 1-2 claims per year and still get your discount on your next renewal, remember that if you are intending on moving insurers the year after making any claim the next insurer may not recognise the protection. Although your current firm may allow you to insure at the reduced cost and state you still have your five years no claims, when you get a quote from a different insurer they will ask whether you have made ANY claims in the past 3-4 years and it will affect your premium and you may have to accept a reduced no claims bonus from them. Bear this in mind when comparing quotes between insurers as some treat protected no claims different from others. Compare Insurance Quotes >>

Go Compare Car InsuranceGo Compare Car Insurance
Launched as recently as November 29006. Gocompare.com reckons it prepared 11.6 million car insurance quotations in its first two years and was turning out one million a month by the end of 2008. Its cheapest quote was £60.90 for a 52-year old man driv ... » Get a Quote


LV Liverpool Victoria Car InsuranceLV Liverpool Victoria Car Insurance
The name is well known and long established in the insurance services industry but the recent facelift seems to have done wonders for this stalwart and should now appeal to a much broader section of UK car drivers. Curious as to why they didn't go the whole ... » Get a Quote


TempCover Car InsuranceTempCover Car Insurance
Motor insurers in the UK mostly expect a long-term arrangement from their customers with policies covering a 12-month period and automatic renewals to ensure loyalty. This can be a problem when people want to test drive a privately sold car, use someone els ... » Get a Quote


USwitch - U Switch Car InsuranceUSwitch - U Switch Car Insurance
uSwitch.com UK is a free online comparison and switching service that helps customers compare prices on a range of services including gas, electricity, home phone, broadband providers and personal finance products. Their aim is to help customers take advant ... » Get a Quote


Saga Car InsuranceSaga Car Insurance
Car insurance, as well as home, pet, private medical, boat, business and travel insurance - plus a great deal more - are available from the Saga group who claim to offer value for money and high quality, concentrating exclusively on providing services and i ... » Get a Quote


Nationwide Car InsuranceNationwide Car Insurance
Although having insured homes for many years along side their mortgage products, the Nationwide Building Society insurance family has grown to include car, travel and life insurances. Currently Nationwide's house insurance comes with a guarantee quite diffe ... » Get a Quote


PostOffice - Post Office Car InsurancePostOffice - Post Office Car Insurance
The Post Office's reach has continued to expand over the years becoming a one stop shop for all things relating to life in the UK from home phone lines to insurers to broadband (the less said about the Westlife ads the better though). Car insurance from the ... » Get a Quote


DirectLine - Direct Line Car InsuranceDirectLine - Direct Line Car Insurance
Launched as the UK's first telephone insurer in 1985, the company's distinctive logo of a red telephone on wheels emphasised what it was all about. The 'phone has since gained a partner, in the form of a wheeled mouse, to reflect the increase in online buyi ... » Get a Quote


Asda Car InsuranceAsda Car Insurance
AsdaFinance.com is the website owned and operated by ASDA Stores Limited, (part of Wal-Mart Inc.) Though website was first registered in November 2000, Asda Insurance didn't kick off until 2004 when Asda announced they were going to promote life insurance t ... » Get a Quote


TheAA - The AA Car InsuranceTheAA - The AA Car Insurance
TheAA Insurance is part of the Automobile Association, a company that offers services to motorists including loans, breakdown recovery, car insurance, motoring advice, travel insurance, route planning ... the list goes on. Although the AA has a h ... » Get a Quote


KwikFit - Kwik Fit Car InsuranceKwikFit - Kwik Fit Car Insurance
Quoting themselves as the cheapest online car insurer in the UK, the move to insurance sellers seems a natural one for KwikFit and the benefits are no less fitting either. Common promotions we've seen included a Kwik Fits discount card that can be used at a ... » Get a Quote


Admiral Car InsuranceAdmiral Car Insurance
Admiral car insurance was launched in 1993 in Cardiff. Their aim is to provide insurance to a wider range of people by providing low cost motor insurance for those who drive performance cars, younger drivers and people living in cities. Admirals insurance s ... » Get a Quote


Barclays Car InsuranceBarclays Car Insurance
A natural progression for a mortgage provider is to move into home insurance services and Barclays have gone a step further offering home, car, travel, life, student and health insurances. The brand is tried and tested so what do Barclays offer over and abo ... » Get a Quote


Zurich Connect Car InsuranceZurich Connect Car Insurance
Zurich has been insuring for a very, very long time (they state 125 years) and they are the driving force behind many of the financial and insurance products available in the UK. Their brand and standing are impeccable and their knowledge and expertise allo ... » Get a Quote


Co-operative - Co-Op Car InsuranceCo-operative - Co-Op Car Insurance
The Co-operative Insurance Society Ltd (CIS) has moved into the insuring services market and their aims reflect our definition of "true savings" whereby you are offered the cover you would expect but at a price you wouldn't. The Co-Op insurance website stat ... » Get a Quote


HastingsDirect - Hastings Direct Car InsuranceHastingsDirect - Hastings Direct Car Insurance
Another well-known insurer working with specialist underwriters to bring you a range of insurance products. They claim to be able to check multiple policies within seconds in order to find the right company for your specific needs. Not a new service by any ... » Get a Quote


eCar eVan eBike Car InsuranceeCar eVan eBike Car Insurance
Internet only insurers have generally stuck to offering car insurance as that is where people are looking for the most savings and where the largest market is. eCar insurers have struck out with several websites and cover cars, vans, homes, couriers, compan ... » Get a Quote


Aviva Car InsuranceAviva Car Insurance
The group is the world's fifth largest insurance provider, with over 50 million customers in 28 countries, and is the largest insurance service provider in the UK. It is also Europe's leading provider of life and pension products. The current group was form ... » Get a Quote


Endsleigh Car InsuranceEndsleigh Car Insurance
Endsleigh insurance services is one of the most comprehensive companies we have come across when it comes to that all-in-one insurer search. They cover every thing from your car to your pet to your kids musical instruments whilst at university. Although not ... » Get a Quote


M&S - Marks and Spencer Car InsuranceM&S - Marks and Spencer Car Insurance
Getting insured by M & S certainly appears to be a far cry from the Asda and Tesco offerings. As opposed to simply offering no frills off the shelf insuring products, Marks & Spencers want to be taken seriously with their financial services and attempt to g ... » Get a Quote


TescoInsurance - Tesco Car InsuranceTescoInsurance - Tesco Car Insurance
Although they started out in food and drink, Tescos has branched out into clothing, financial services, electronics, the Internet, software, telecommunications, CD's, DVD's - and now insurance. In 1999 Tescos began offering car insurance underwritten by Pri ... » Get a Quote


MoreThan - More Than Car InsuranceMoreThan - More Than Car Insurance
The deals keep coming so fast with MoreTh>n that by the time you've finished reading this More Th>n will have thought up a different deal to the one your reading about now. Currently with MoreThan car insurance you can get one month's free cover in the firs ... » Get a Quote


The RAC Car InsuranceThe RAC Car Insurance
RAC breakdown cover is extensive with over 1,650 RAC breakdown service vehicles on the road they aim to get to you within 40 minutes of your call. Though they provide no figures on whether that aim is achieved they state that they do fix around 80% of vehic ... » Get a Quote


ColumbusDirect - Columbus Direct Car InsuranceColumbusDirect - Columbus Direct Car Insurance
ColumbusDirect is a leading travel insurance specialist selling direct to the public with a quick, efficient and hassle-free service. The Columbus Executive plan for commercial customers adds additional protection against Business related difficulties such ... » Get a Quote


Elephant Car InsuranceElephant Car Insurance
Elephant.co.uk are a division of the Admiral Group plc. They offer car insurance in the UK having been launched in 2000 and are now able to boast that they have a customer base of more than 350,000 policyholders. Elephant is Internet based and their website ... » Get a Quote


Swinton Car InsuranceSwinton Car Insurance
A brokerage which has been in business, and making news, since the late 1950's. They took their name from the small town near Salford, Manchester where the first branch was opened and have always been trendsetters - being the first to offer new options on c ... » Get a Quote


Churchill Car InsuranceChurchill Car Insurance
You'll either love or hate the company's nodding dog but you can hardly ignore it. And it has made Churchill one of the best-known insurance brands. The dog, apparently, resulted from a staff competition and the early advertisements featured a real bulldog. ... » Get a Quote


Green Insurance Company Car InsuranceGreen Insurance Company Car Insurance
To many, green car insurance is an oxymoron. However, no matter which side of man-made-climate-change debate you fall on, eco-friendly products continue to sell well and this company's products are no exception. Founded in 2007 by Managing Director Andrew M ... » Get a Quote


Virgin Money Car InsuranceVirgin Money Car Insurance
The Virgin brand seems to be taking over the world these days and is likely to spread even further when Virgin Galactic takes up its first space tourist. However, at $200,000 a ticket, none of us are in the queue. Virgin Money at www.virginmoney. ... » Get a Quote


Debenhams Car InsuranceDebenhams Car Insurance
Although known mainly as a high street retailer, with 145 stores across the UK and Ireland, Debenhams has, like several other store companies, expanded into the insurance market. The company's products are featured on various websites (such as ww ... » Get a Quote


InsuranceChoice Car InsuranceInsuranceChoice Car Insurance
Whilst this Leamington Spa based broker offers the usual home, travel and motor insurance policies that you see on countless websites, it also has a range of cover that far exceeds the normal types. Even under the regular headings there is non-st ... » Get a Quote


HSBC Car InsuranceHSBC Car Insurance
HSBC insurance is part of a global banking group and one of the largest brokers in the world. The HSBC Group has retained a presence in Europe since opening the London Office of Hong Kong and Shanghai Banking Cooperation back in 1865. Acquiring the Midland ... » Get a Quote


Diamond Car InsuranceDiamond Car Insurance
Diamond car insurance is part of the Admiral Insurance Group. Diamonds insurance has been offering cheap women's car insurance since 1997 and have been giving online quotes since the year 2000. Women only insurance may sound gimmicky, but in 1998 the Automo ... » Get a Quote


Insure.co.uk Car InsuranceInsure.co.uk Car Insurance
Insure is the creation of Equity Insurance Brokers which means that they are not a come-lately entry into the crowded insurance services market. Unlike other companies touting themselves as brokers who will basically act as admin staff between you and the a ... » Get a Quote


YesInsurance - Yes Insurance Car InsuranceYesInsurance - Yes Insurance Car Insurance
YesInsurance car insurance certainly has some big names backing it with their policies being adminstered by BISL (you'll know them as Budget) and a sister company in the form of Provident Insurance but one has to ask, why do we need yet another broker servi ... » Get a Quote


Budget Car InsuranceBudget Car Insurance
Budget insurance has three main products: car insurance, van insurance and home insurance but they also offer life, bike, pet, commercial vehicle and travel insurance. They are a brand of the BGL Group established in 1992 and you can get a quote or buy insu ... » Get a Quote


Natwest Car InsuranceNatwest Car Insurance
Most banks and building societies create a separate identity (or two!) when they want to move into insurance services. NatWest has decided to stick with their own brand name as they delve into this market though all roads still seem to lead to Rome as usual ... » Get a Quote


LloydsTSB - Lloyds TSB Car InsuranceLloydsTSB - Lloyds TSB Car Insurance
Naturally any bank or lending institution should find the move into insurances quite easy and most definitely enticing due to the already existing customer base. Alas, although offering to insure your home, cars, travels and pets this particular bank seems ... » Get a Quote


Car insurance, it can be a nightmare with every company saying they are the cheapest and with the new wave of internet only insurers growing year on year. Many are turning to brokers and online car insurance comparison websites to find them the cover they need at the cheapest price but with many of these services quoting upward of 300+ insurers on their books it's hard to put faith in the results you get. Over 300 insurers? You can count the top ones using just your fingers so who are the other 292? People are becoming more web savvy and are beginning to be able to spot the quality online services from the 12-year working out of their bedroom and insuring services should be no harder to separate. Normally the big give away is at the bottom of the pages on each provider's website where you will see "insurance is provided by Company B, not us" - such firms are simply resellers of other people's insurance products and normally you will get better cover and a better price by simply going direct to Company B. This is different from firms that state that they are "underwritten" by another company like AXA or RBS.

There are more car insuring companies than any other type of insurer out there. The TV, radio and web are flooded with advertisements looking to steal you away from your current motor cover provider, but you might not have as much real "choice" as you think. Many big financial backers will create five different brands selling the exact same product just in a different way. For example, one of their brands will sell the quality insurance and have a name like "Top Quality Cover Ltd" which has everything like courtesy cars and breakdown cover all included. Their other brand will be called "Cheap Cheapest Cheapy Ltd" and will sell the exact same cover but the items like courtesy cars and breakdown cover will be options that you can add to your policy. The next brand will be called "Cheaper & Webby Ltd" which will only deal with quotes and claims via the internet which gives some savings to the customer. This sort of variation will go on throughout the range of brands the financial institution will create - the same product, just sold differently. Why they can't just create one company that allows you to select these options in once place simply baffles us. †

 

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