Comments for NoClaimsDiscount.co.uk

Comment on London the worst, Preston the best: Endsleigh’s annual riskiest town report by Gemma Mattison

Gemma Mattison — Tue, 07 Feb 2012 20:42:36 +0000

Bath, Guildford, Dundee and Preston are also university towns so it does not seem to me that their statistics are swayed at all!

Comment on Tesco Insurance Services by richard

richard — Sun, 15 Jan 2012 20:01:30 +0000

hi could i av a van quote pls, 07881915141

Comment on American Express Insurance Services by Willie

Willie — Fri, 08 Jul 2011 12:39:34 +0000

Articles like these put the consumer in the driver seat are very important.

Comment on What credit crunch? Insurers on a spending rampage by Ice

Ice — Fri, 08 Jul 2011 01:56:12 +0000

Was totally stuck until I read this, now back up and running.

Comment on No Laws to Stop Insurers Deleting your No Claims Bonus Years? by dee

dee — Tue, 21 Jun 2011 13:22:24 +0000

i have just tried to renew my car insurance policy and have encountered a similiar problem in that i enter a policy with 10yrs no claims and they will only issue a letter at end of my policy stating 9 years! it is very unclear on the policy documents that i will loose this year and i think it is disgusting that the insurance companies can get away with it and not reward safer experienced drivers and continue to increase the cost of car insurance!!!

Comment on No Laws to Stop Insurers Deleting your No Claims Bonus Years? by John

John — Wed, 15 Jun 2011 08:21:42 +0000

Hi,
Did you have a claim in those 10 years? Your no claim bonus would have been protected but a new co. would look at claims history. Bonus was only protected with your last co.

Comment on No Laws to Stop Insurers Deleting your No Claims Bonus Years? by S Surrey

S Surrey — Tue, 24 May 2011 16:34:22 +0000

I am amazed there is no law to cover protected no claims bonus / discounts or a law that the insurers explain their policy / rules on this subject before you purchase insurance.
I have built up over 10 years worth of “Protected No Claims Bonus”, I have also paid each year to protected my no claims, yet after leaving an insurance company I found that I now only have 6 years as their under writers will not cover any more despite the fact that I paid to have all 10 years covered with them. Why I was not information I would lose 4 years protected no claims when taking out the policy I do not know? Why is there not a law to protect me from this shameful practice?
Personally I find the rules and laws on this totally inadequate. I paid to have them “PROTECTED” not reduced. Surely the policy has been miss-sold to me.
If any other company acted in this way with its customers “miss leading them” they would be held accountable. Yet insurers get away with it time and time again. Why?
By law I have to insure my car if used on the road, yet I am not protected by the same law from the sharks selling the polices.
I can not be the only person that has experienced this?
If the insurers only protect a certain numbers of years they should be obliged to also include the other year on your renewal document as previous proof i.e. I started with 10 years PNCB added 1 year PNCB left with 11 years, of which only 6 years were covered. This way the new insurers can clearly see the accurate number of years accumulated. They can then advise the coustomer what they are prepared to protect for the following year and at what cost.

Comment on American Express Insurance Services by Sarah Roberts

Sarah Roberts — Mon, 09 May 2011 16:39:29 +0000

American Express search around a few insurance companies so they reckon they get you the best quote. I personally found them to be quite expensive, but I did trail round a lot of sites! Some of the form was bit tricky, like where it asked you to type a single word to describe your occupation but then made you choose from a list anyway. Most of the rest of the form was quite standard though, which means that it took a while to complete but was mostly necessary information. It was quite helpful that it told you exactly what you would need to hand to complete the form though, even though I was a bit of an expert by the time I got to this site!

Comment on LV Liverpool Victoria Insurance Services by John Smith

John Smith — Mon, 09 May 2011 16:34:03 +0000

Liverpool Victoria’s travel insurance quote form starts by asking for details of past claims, which is not standard. It also lists caveats about pre-existing medical conditions before it will give you a quote. The “address finder” part of the form was slow. But despite these drawbacks, the quote it gave me for a two-week trip to Europe was the second lowest I”ve found anywhere, so I might consider using them as the brand is a better known one. Though I was confused about the “online discount” that my quote supposedly included, since it didn”t tell me how much of a discount I was getting.