Diamond Insurance Services

Diamond car insurance is part of the Admiral Insurance Group. Diamonds insurance has been offering cheap women’s car insurance since 1997 and have been giving online quotes since the year 2000. Women only insurance may sound gimmicky, but in 1998 the Automobile Association found that men drive faster, and are more likely to break the speed limit, than a lady driver. The newspapers and government reports are littered with graphs, research and social commentary all pointing to the fact that ladies driver safer. Diamond offers an expert service that takes these issues into account.

Their slogan plays on the ‘Diamonds really are a girl’s best friend’ line (whether they or Halifax were the first to do a dance routine for an ad I can’t recall). Whether they are the best insurer for you is something between you, Diamond and their quoting system but certainly a great deal of extra information is available on their website. You can download a sample policy, read a buyer’s guide, or even a child car seat guide. Diamond’s insurance seems to have thought of everything – even putting together a guide on basic car maintenance.

An indicator of Diamond’s originality is the fact that they joined together with Dr Karianne Wasley Backx, who is a sport and exercise physiologist at the University of Wales, to develop a series of exercises which are suitable if you are stationary in a traffic queue.

Buying insurance from Diamond is not difficult, as it only takes minutes to get an online quote. You will usually be offered a discount when you buy your specialised insurance for women online. Then again, if you prefer the personal approach, DiamondInsurance have a free phone number and they say they are open every day of the week. If you need to make any changes because you have moved house, bought a new car, or lost documents, you can make an online request. When you need to make a claim because you have had an accident, you can download a claim form directly from the website.

As well as trying to offer competitive womens motor insurance quotes, Diamond comprehensive cover has many extras. These include a free courtesy car whilst an approved garage is repairing your car. There is an option to add your partner to the policy and flexible payments. Your stereo, handbag and contents will all be covered and there is also a 24-hour help line with your windscreen cover. It is also possible to attach breakdown cover, underwritten by The White Rock Insurance Company in Guernsey, which includes roadside and home assistance plus nationwide recovery.

If you want insurance for a commercial vehicle, Diamond has teamed up with Gladiator, another part of the Admiral Group. Diamond van insurance is supplied and managed by Able Insurance Services Ltd in Swansea, so you really are getting more of a brokerage service rather than any actual Diamond expertise.

People often like to use the same insurer for all their policies. If this describes you, then you will be pleased to hear that this is growingly possible with Daimond who are always expanding into other areas of insuring. Their home insurance is managed and arranged by Heath Lambert Limited in London. You can sign up online and receive your documentation in an hour. The insurers say they will help you find an approved tradesman when you need one.

Perhaps you are getting ready for your annual holiday, overseas business trip, or going backpacking, Diamond can provide you with instant cover for medical expenses and personal accidents. Again, this is arranged and managed by Drakefield Insurance Services in Basildon so more of a brokering service by Diamond.

As always with a company that has a wide reaching name such as “Diamond”, navigation on the web is going to be tricky. In fact, the only own their actual official site at www.diamond.co.uk with www.diamond.com taking you to someone that deals in diamonds and diamond insuring so you shouldn’t really be confused if you hit the wrong site. But, just in case things change suddenly, (as is the way of the web), it would be best to keep a favourite or bookmark of the actual site if you plan on returning later.

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