Visit EssentialTravel >>Name: EssentialTravel Insurance No. of Reviews: 2
EssentialTravel.co.uk is a specialist travel insurance company. They have been established for 6 years and provide cover for annual, single trip, family, sports, backpacker and ski insurance. Essential Travel's website has been carefully designed so that you are provided with the information you need to help you choose the right policy and the booking process is quick and easy.
There are four levels of cover to choose from - standard, essential, essential plus and superior. When you buy a family policy, as on most travel policies, the kids go free and there are special rates for annual insurance over single trip. A family in this instance is defined as 2 adults and named children who must be in full time education and under 19.
If you are not happy with your policy Essential Travel will give you a full refund up to 14 days after you receive it, as long as there are no pending claims and you have not breached the policy in any way. Obviously, those of you looking to use the old scam to get free insurance might want to take a hard look at the policy details before trying such.
Essential do not provide recommendations or advice, but simply ask questions to enable them to give you a choice of products, provided by AXA Insurance, that meet your requirements - so that you can choose from them and you pay no fee for their service.
If you are over 55, pre-existing medical conditions do not mean than you cannot be insured, as Essential use a quick and easy screening process to decide on the type of cover you need and this can include a wide range of activities. Emergency assistance is available from a 24 hour help line and if you choose the postage option when buying your insurance you will be sent a personalised insurance policy card, which gives you a convenient way to carry your emergency assistance number and policy details when you are travelling.
If you are travelling today and need your policy documents immediately, Essential Travel will email them to you. In case there is a problem with this you can log into the secure "my account" area to have them resent. This area holds all your personal information and can be used to renew your travel insurance as well. If you have an annual multi-trip policy you do not need to worry about forgetting your renewal date, as your policy will automatically be renewed.
EssentialTravels website not only sells travel insurance but also has other service the traveller might need. You can avoid the airport crowds by booking an executive airport lounge, or search online and pre-book your airport parking from a choice of 80 car parks across the UK. Rather than go to a travel agent to book your hotel you can use Essential Travels search engine to compare prices of multiple travel agents and suppliers so you get the best deal. In the same way you can find a cheap flight or car hire. Whatever your needs you only have to fill in a simple form, wait a few seconds for the search and a new window opens with a range of choices for you to pick from.
Navigationally you might run into problems with the web address as although they own www.essentialtravel.co.uk, www.essentialtravel.com is owned by another firm. The hyphenated versions of each redirect you to insurance.essentialtravel.co.uk though this shows the exact same information anyway. This website also has 114 city guides that give you information on how to reach them, what the weather is like, how to travel around, the key attractions to visit and how safe you are when you are out and about. †
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18/10/2008 I found this site a bit odd: from the front page, the only prominent links for travel insurance take you to the form for renewing an existing policy. However when I clicked on the "travel insurance" link in tiny letters at the bottom of the page, I found their new policy quotation form. Maybe they're not looking for new business? Anyway once I found the form it was all quite easy, except I don't see why they ask for the end date of my holiday before the start date: inevitably I put them in the wrong way round and got confused. Their prices were lower than most other quotes I've had - they seem like a good option.