 Visit HSBC >>Name: HSBC Insurance No. of Reviews: 8
HSBC insurance is part of a global banking group and one of the largest brokers in the world. The HSBC Group has retained a presence in Europe since opening the London Office of Hong Kong and Shanghai Banking Cooperation back in 1865. Acquiring the Midland Bank plc in 1992 placed it along side the leading financial institutions. Their position was strengthened further with the purchase of Cr?dit Commercial de France S.A. in 2000. HSBC are the only major insurance broker today that is part of a global banking group having offices in the Middle East, the Americas, Europe, the Asia-Pacific region and Africa.
HSBC's specialist areas of insurance include accident, health and contingency, aviation, care homes and health trusts, cargo, construction, corporate finance, education, energy, estates and farms, jewellery, marine, shipping services, sport and leisure. This list is by no means comprehensive, but just an indicator of the wide range available from HSBC insurance.
HSBC car insurance is provided from a panel of leading car insurers who all meet certain requirements. These include AXA, Norwich Union, Fortis, Royal and Sun Alliance, and Allianz. It is always worth checking to see if there are discounts available if you buy your insurance online. These offers are not available all the time and are usually for new customers. You may also receive the usual discounts if your car is kept in a garage, or mileage is limited.
Fully comprehensive car insurance from HSBC includes a free courtesy car and unlimited Glass and windscreen cover, but, as always, this is only if you use an approved garage for the repairs. There is a 24-hour claim line and your cover extends to driving in Europe for up to 90 days. Comprehensive cover also includes satellite navigation and entertainment systems, which have been permanently installed by the manufacturer. Optional extras at a discounted price when you purchase motor insurance include RAC breakdown cover, which incorporates roadside assistance, recovery at home and European motoring assistance, plus RAC legal expenses insurance cover.
The basic HSBC motor insurance is designed for those aged 25-65 in vehicle groups 5-19. However they have many other types of cover available, such as Bike Plus which includes multi-rider and multi vehicle policies, as well as taxi insurance, American, classic and kit car, commercial vehicles and much more.
Most people prefer to use the same company for all their insurance policies and HSBC home insurance allows the policy to be tailored to your needs. You can add personal belongings such as luggage, jewellery, clothing, watches, musical instruments, sports equipment and credit cards to your policy for an extra monthly cost. You can also add legal expenses which covers buying and selling your home, personal injury and medical negligence, breach of employment contract, boundary, residential and consumer disputes. However, if you opt for standard cover home insurance, HSBC provide a basic level of accidental damage on both your contents and buildings.
It is always wise to consider home emergency cover along side your home insurance because although your policy will cover the damage caused by a leaking pipe, it does not cover the cost of a plumber to fix the leak. HSBC home emergency cover gives you access to a network of tradesmen 24 hours a day. Always check, though, that they have tradesmen in your area otherwise, like most other insurers, the responsibility for locating, calling out and paying the service provider might fall on your shoulders to begin with resulting in you claiming the money back from the insurer. †
Get News Updates on HSBC Insurance: |
|
Your Comments on HSBC: |
|
Don't forget to check the comment Posting Guidelines before submitting though.
 |
20/03/2010 I had hgv insurance with this company, got quote though a broker. They didnt offer the correct market value for hgv being stolen in nov2009, it is march 20th 2010 and still not being paid out.I got a indenpentant valvetion done as they requested me too do due to me not been happy with first offer of £4500, the valution came back at £15,500 to replce vehicle, they still are not happy. NEVER EVERY GOING TO DO BUSINESS WITH ANY PART OF THEIR GROUP AGAIN, i have lost a total of at least £12,000 income and now have debt collectors on doorstep as i been unable to earn money as i cannot replaced the vehicle due to not paying out. I have lost customers and i have built the business to what it was took me 2yrs and now i have lost it due to these.