Targeting the news that matters for the insurance companies you use. http://www.noclaimsdiscount.co.uk/news/ http://www.noclaimsdiscount.co.uk/images/logo_ncd.gif http://www.noclaimsdiscount.co.uk/news/ 135 60 Targeting the news that matters for the insurance companies you use. Since it was founded in 1797, Norwich Union has been at the top of the insurance ladder in the UK. With a brand which is recognised throughout the country and a reputation which, love them or hate them, has been one which other insurance companies have tried to emulate. So why would such a big brand seek to change it's identity see... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200907021 02 Jul 2009 08:00:00 GMT As of the 1st of June 2009, Norwich Union has become Aviva. Amidst controversy over the advertisements which promoted the new name and concerns about the overall costs, experts have begun the task of waiting to see if the change will be successful. Many companies have, with varying level of success, attempted this sort o... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200907011 02 Jul 2009 08:00:00 GMT It is every car drivers worst nightmare - being involved in an accident with an uninsured driver. Up goes your premiums and your no claims bonus just disappears through no fault of your own. Well the Government appears to have finally worked out a way of joining the dots between the databases and keeping track of who has insurance ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906301 30 Jun 2009 08:00:00 GMT The National Insurance scheme has long been seen as the backbone of the UK welfare system. It is designed to allow those who are ill or unemployed to get the help and financial assistance they require. This was surely how David Lloyd George saw it being administered when he first proposed it in 1908. Did he expect it would become j... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906291 29 Jun 2009 08:00:00 GMT When policy holders fill out their home insurance online forms they may be surprised to see a new addition to the list of questions: "how many people in the household smoke?". Some insurers are starting to become aware that the costs of smoking can be more than just the white and brown sticks themselves - the cost of insuring a hou... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906281 28 Jun 2009 08:00:00 GMT It is enough to make the hackles rise on most driver's backs - someone driving while using their mobile phone, completely oblivious to the road around them. Despite numerous campaigns, fines, points and horrific accidents, the message about phones and distractions just doesn't seem to be getting through. Most of the UK's... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906271 27 Jun 2009 08:00:00 GMT It's not just fraudsters that end up being penalised by insurers, honest policyholders are possibly being unfairly penalised through the Claims and Underwriting Exchange CUE -- a database used by insurers to see who has even thought of making a claim in the past. Here are 2 scenarios experienced those who got in contac... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906261 26 Jun 2009 08:00:00 GMT Insurance companies could be missing a trick when it comes to offering a large proportion of the UK full access to their services. With immigration on the rise in recent years and more and more languages being spoken across the country, insurance companies have failed to provide for a very lucrative foreign market. Thame... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906121 12 Jun 2009 08:00:00 GMT NCD News at NoClaimsDiscount.co.uk provides thousands of consumers and industry professionals with insurance related news all year round. Now, they're helping out during this tough financial period through a string of free insurance giveaways. Those looking to be in with a chance only need to enter their names in the dra... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906051 06 Jun 2009 08:00:00 GMT Recently more and more problems within the NHS which have led to people coming to serious harm or even death. The NHS claims they are too busy chasing targets and are not able to keep within their budgets, the government however, appear to have better things to do with the money they can get their hands on. It has been r... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905291 05 Jun 2009 08:00:00 GMT Medical science has made vast improvements in recent years leading to survival from even the most serious of injuries caused by dangerous driving. However in many cases the survivor is left with life limiting injuries or even left in a vegetative state with little or no quality of life. Imagine all this has happened ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200906021 04 Jun 2009 08:00:00 GMT When we call our lawyer the expectation would be that something very serious has happened. Perhaps someone has been accused of murder or been involved in fraud, but would you go to your lawyer if you had been being burned by wax or scared by a rodent? The culture of compensation has become so prevalent across the world, that lawsui... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905311 04 Jun 2009 08:00:00 GMT Just how much responsibility should a cyclist take for their injuries when involved in a collision? This is the question asked by a leading judge recently when he suggested that cyclists should be partially responsible for their injuries, if they fail to wear a cycle helmet. His comments have been met with criticism from cycling gr... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905121 04 Jun 2009 08:00:00 GMT Women in the UK may sometimes grumble about pay disparity or lack of proper part time family friendly work, but compared to women living in countries like Iran, UK women can feel secure in the knowledge that equality is at least written in the law - if not followed in practice. A new piece of legislation has afforded Ira... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905101 04 Jun 2009 08:00:00 GMT Recent events have highlighted once again the increasing threat against ships off the coast of Somalia from so-called pirates. With the continuous release of "Pirates of the Caribbean" movies one after the other, the word pirates itself may not accurately convey the situation or the people involved. These pirates are incredibly poo... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905081 04 Jun 2009 08:00:00 GMT Unemployment is rising fast and previous recessions have resulted in many people joining the ranks of the long-term unemployed, remaining there even when the recession is over. One of the reasons for this is that people become anxious and depressed when employment problems loom, sometimes leading to severe depression and even serio... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905062 06 May 2009 08:00:00 GMT Just how safe is your town? With burglary statistics on the rise once again, put down partly to the increase in unemployment and the general economic downturn, Endsleigh has fuelled the fire with their annual investigation into the crime hotspots in the UK. For those living in London it is not good news when it comes to ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905052 06 May 2009 08:00:00 GMT Brits have always believed themselves a nation of pet lovers and the thought of anything happening to the family pet would be cause for great upset for most families. But it seems we only care as long as we can afford to. Although many blame the recession, it seems that during crunch times, the love for our booze and cigarettes out... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905042 06 May 2009 08:00:00 GMT When the initial hysteria regarding Swine Flu kicked off news reports couldn't decide whether the death toll was 150 or just 15. They also "could not confirm" whether any of the reported deaths were actually the result of Swine Flu. Yet, the images and tone of all related news coverage makes it sound like we are facing a "28 Days L... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200905012 01 May 2009 08:00:00 GMT People will usually turn to their insurance company for advice on which cover suits them best and might expect to find enlightening information on their websites to do with the insurance industry. But increasingly insurance companies are issuing press releases in blatant and obvious attempt to gain some publicity and to get people ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904302 30 Apr 2009 08:00:00 GMT We all know the detrimental effect that smoking can have on our health and that of people around us, we are also aware that smoking can put enormous strain on our wallets with the price of cigarettes going up every year. But few people may be aware that stopping smoking is a great way of clawing back some of those precious pounds w... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904292 29 Apr 2009 08:00:00 GMT Theft from lorries is in the news, with Leicestershire Constabulary reporting 32 thefts from commercial goods vehicles valued at nearly GBP80,000 so far this year. To raise awareness of the problem, a 35-foot articulated lorry picture provided by Northamptonshire Police is to be parked in several lay-bys close to major road ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904291 29 Apr 2009 08:00:00 GMT The recent formation of Maserati Insurance Services has resulted from the luxury car maker teaming up with specialist insurer Hiscox. The aim seems to be to offer motor insurance that is specially tailored to meet the particular needs of owners of such top of the range cars. This insurance includes cover for a personalised n... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904282 28 Apr 2009 08:00:00 GMT Confusion spreads over the highly publicised Swine-flu designated AN1H1 with travellers unsure as to whether they will be covered for either cancelling trips to the infected US or Mexico or going ahead and falling sick. Whilst the European Union's Health Chief stated that people should avoid non-essential trave... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904281 28 Apr 2009 08:00:00 GMT As a driver it is your responsibility to drive within the law and not to break speeding or drinking rules. If you do so and are caught you can expect to be punished. You may well expect to need the help of a lawyer in these cases to ensure you receive fair treatment by the courts. You wouldn't expect that your lawyer is in fact a c... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904273 27 Apr 2009 08:00:00 GMT The so called Chelsea Tractor has been getting a bad rap for a number of years now and thanks to Which? Car Magazine, insurance holders are being advised to get rid of the gas guzzlers too. The magazine has branded the cars as "socially unacceptable" following the sharp downturn in sales. They suggest that the stigma at... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904272 27 Apr 2009 08:00:00 GMT Those seeking private medical care has dropped by 20% according to a private hospital in Edinburgh. Whilst people were content to pay for their cosmetic, hip and knee surgery prior to the economic crash many are now deciding to sit on NHS waiting lists or do without. Glasgow's Nuffield Hospital stated th... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904271 27 Apr 2009 08:00:00 GMT One of the latest entries into the increasingly crowded comparison market is Bike Devil Insurance www.bikedevilinsurance.co.uk, which, as the name might suggest, specialises in motor cycle insurance. It does, however, also provide car, home and van insurance and so is aiming to compete with the well-established and better known s... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904242 24 Apr 2009 08:00:00 GMT We might all be wondering why Aviva has found it necessary to delete the Norwich Union brand name. Smothered in bad press, most parent companies would want to distance themselves from the NU name -- but this bad press has only been in recent years, tempting some to speculate that this was simply a cunning plan all along. ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904232 24 Apr 2009 08:00:00 GMT A recent case at Leicester Crown Court has resulted in yet more outrage at the perceived leniency of sentencing for those found guilty of dangerous driving. In this incident, 22-year old Rajesh Khunti, who had been drinking at a party, had no insurance and a previous conviction for dangerous driving , got a 21-month jail sent... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904222 22 Apr 2009 08:00:00 GMT Times are tough and many of us are racking our brains to find ways we can cut back on our monthly expenses. For some, insurance may seem like the obvious choice. Surely you can always buy the insurance again at a later date once things pick up again? Well things are not as simple as that, as Insurance firm Prudential have pointed o... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904212 21 Apr 2009 08:00:00 GMT Swiftcover's television advert featuring old rocker Iggy Pop is the latest in a long line that has led to complaints. In this case, the main point of upset is that the advert features someone for whom the insurance company will not provide motor insurance cover. The Advertising Standards Authority ASA reports that it has received... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904202 20 Apr 2009 08:00:00 GMT Direct Line have released their handbag research, stating that stolen handbags have cost the UK GBP582 million in recent years. 20% of women have had their handbag stolen with an average replacement cost of GBP109. Though this is considerably lower than Diamond.co.uk's replacement cost estimate of GBP438. Who is right pro... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904201 20 Apr 2009 08:00:00 GMT Insurance firms have been up in arms about a bill which has been passed in Scotland which makes it legal to ask for compensation for a symptomless asbestos related condition. The Damages asbestos related conditions Scotland Bill is close to being passed and offers people the right to seek compensation for pleural pla... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904172 17 Apr 2009 08:00:00 GMT Zurich Insurance are to pay GBP1.27 billion for 21st Century Insurance , a car insurance division of the troubled insurer AIG. Concerns have been raised that such a deal will fail to receive regulatory approval. But these days pretty much anything goes and anti-competition laws are being swept aside. Nationwide ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200904171 17 Apr 2009 08:00:00 GMT Joanne Kirk of Preston, is suffering from, what has been deemed as, a landmark judgement against her for insurance fraud. Initially attempting to claim GBP800,000 in compensation after a rear-end shunt in 2001 the claim was finally settled for GBP25,000. Of course, such a case will always involve a level of investigation an... http://www.noclaimsdiscount.co.uk/blog/20090420/ 21 Apr 2009 08:00:00 GMT Whilst doing the research for the gay insurance problems article, I was flicking through the information on some of the gay info, community and support websites and found the adverts were far more entertaining and lively than those offered to us boring, straight people on our forums about nailing bits of wood together and scratchin... http://www.noclaimsdiscount.co.uk/blog/20090304/ 11 Mar 2009 08:00:00 GMT Not content with the cartoon renderings of various insurers, we wanted something moving. I had this idea in my head and getting it into the graphic designer's head was a tough task, but I think it was worth the time that we could have probably spent doing something else: ... http://www.noclaimsdiscount.co.uk/blog/20090306/ 06 Mar 2009 08:00:00 GMT At times it feels, to the honest taxpayer, that we are the expendable ones. If people are without jobs in the UK by choice we have to pay to give them homes, food and warmth -- but if we lose our jobs during this credit crunch there is suddenly no space for us. If people in Asia lose their homes to ... http://www.noclaimsdiscount.co.uk/blog/20090210/ 10 Feb 2009 08:00:00 GMT I worked in claims for many years and heard some crazy cases and some very important cases, but a quote this week about a footballer wanting to see David Beckham in the changing room highlighted one case type I don't think I've ever seen ... and I wondered why ... Sexual discrimination in sports. The army had ... http://www.noclaimsdiscount.co.uk/blog/20090130/ 30 Jan 2009 08:00:00 GMT Let's not argue over the definition of "celebrity" in this debate, at a time where passing Noel Edmonds on the street could probably get you a book deal, a Jeremy Kyle interview and a Page 3 spread. When I say celebrity, I mean someone who got a career that made them famous - not the other way around. So, with that in mi... http://www.noclaimsdiscount.co.uk/blog/20090120/ 20 Jan 2009 08:00:00 GMT I was going to contact the press offices of the various insurers and develop a curiosity piece for our news desk. My questions were: 1. What is classed as an "act of god". Is there a list? 2. Which "god" are they using to define a godly action, some work in very different ways. 3. Who do they consult on gods i... http://www.noclaimsdiscount.co.uk/blog/20090114/ 14 Jan 2009 08:00:00 GMT The most interesting piece of reporting I've seen on a href=" news art_display.php?show=200901081" gun crime a was the Ross Kemp On Gangs episode involving Merseyside. On approaching the gangs associated with the Sean Mercer shooting of Rhys Jones, Kemp was, understandably, completely overwhelmed by the lack of reason behind the... http://www.noclaimsdiscount.co.uk/blog/20090109/ 09 Jan 2009 08:00:00 GMT "We wish you a merry christmas ... oh, and there's no Santa ..." -- If this had been the States, the lawyers would have descended like the angels on Christmas Eve ... well, maybe not angels - Herod's men perhaps? Anyway, so some substitute teacher in Royton told her class of 7-year-olds that Santa did not exist. T... http://www.noclaimsdiscount.co.uk/blog/20081215/ 15 Dec 2008 08:00:00 GMT