No Claims Discount Insurance News Targeting the news that matters for the insurance companies you use. http://www.noclaimsdiscount.co.uk/news/ Been sued lately? Councils and car insurers not the only targets of compensation seekers Most people well understand the need for life, health, home or car insurance. We want life insurance to care for our loved ones in the event of our death. We want health insurance to get access to quick and modern care in case we become sick. Home and car... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200811011 16 Nov 2008 08:00:00 GMT If you panic sell your shares, will your insurance premiums rise? The British and global financial situation is evolving so fast it's a little pointless to try to report on its current state. Before this article is posted, that state will probably have changed. Instead, we want to look here at how these financial trends... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810301 15 Nov 2008 08:00:00 GMT When the Fines for Being Uninsured are Cheaper than Being Insured - What do you expect? Four years after being hit by an uninsured driver dad-of-two Glenn Jones is still suffering. Glenn was driving with his partner, Beth, and six-year-old son when he was involved in a collision with David Lee Matthews. His arm was shattered in 16 places and... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810271 14 Nov 2008 08:00:00 GMT Why Can't We Buy Climate Change Insurance? Considering that climate change formally generally referred to as global warming has been at the forefront of movies, news and debates for many, many years - it seems strange that businesses, local councils and insurers never really got the "climate cha... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200811131 13 Nov 2008 08:00:00 GMT Beauticians a Higher Insurance Risk than Soldiers? When you apply for insurance, particularly health, life or personal injury insurance, you will almost certainly be asked your occupation. That's because certain occupations are more hazardous than others. Occupations such as solider, oil rig worker, const... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810241 13 Nov 2008 08:00:00 GMT Car and Health Insurance Premiums Most Likely to Rise You've probably read that insurance premiums are set to rise in the UK - another headache for many of us that are already living on tight budgets. As we wrote earlier, uSwitch and Sheilas' Wheels released research that a slowing economy and tighter budget... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810222 12 Nov 2008 08:00:00 GMT Trying to Separate Churchill and Direct Line from RBS - that old chestnut Depending on how current events unfold, as you read this you - as a taxpayer - may be part owner of RBS. That's because the government is in negotiations to purchase what could be a controlling interest in the company 60% to be precise. If the shares of... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810221 11 Nov 2008 08:00:00 GMT Attention Bank Robbers! The cash is gone! You may have seen commentators on the telly discussing one of the most ominous words in capitalism, bank runs: a situation where depositors withdraw their money from a financial institution they feel is in imminent danger of collapse. In a worst case, the... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810211 10 Nov 2008 08:00:00 GMT Zurich Insurance Sets up Dedicated Flooding Advice Website Home insurer Zurich has set up a website designed to help flood victims. And that's good news for the two-thirds of Britons who admit they're woefully under prepared for future floods. The micro-site - zurich.co.uk/severeweather - offers visitors essentia... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810192 09 Nov 2008 08:00:00 GMT Kwik-Fit Foolproof: Has Idiot-Insurance Finally Arrived? Ever locked yourself out of your car? Run out of petrol on the road? When that happens, we feel awkward calling for help from breakdown recovery services, because it was a situation caused entirely by ourselves. In harsher terms, one might even call it sh... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810272 27 Oct 2008 08:00:00 GMT The PPI Saga Continues: Part 2 - Are you being exploited? PPI has been a hot topic of debate. There are those who believe it's valuable such as the Association of British Insurers, those who are harsh critics of it such as consumer group Which?, and of course the government - which has intensified various in... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810232 23 Oct 2008 08:00:00 GMT The PPI Saga Continues - [Part 1] Even with the ongoing and dramatic changes in British and global financial markets, Payment Protection Insurance PPI is almost continuously in the news. It has been criticised by consumer groups like Which?, investigated by government agencies like the ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810231 23 Oct 2008 08:00:00 GMT Women would rather risk death than look slightly less attractive In spite of the designer frames, the moody advertising campaigns, the chisel-jawed models and the celebrity endorsements - many female motorists still feel there is something fundamentally unattractive about wearing glasses. In the 'Vanity and... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810191 19 Oct 2008 08:00:00 GMT More Attention to be Given to Insider Insurance Fraud We've posted several articles here about policyholders who tried to defraud insurance companies - some through wild schemes such as pushing their own cars off cliffs. Recently, there have been several stories in the media, however, about fraud... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810183 18 Oct 2008 08:00:00 GMT USwitch reports 42% of people cancelling insurance - will that actually save money? Britain's economic problems show no sign of abating soon. Depending on which economist you talk to, the country is either already in or on the verge of a recession - one which could quite be quite prolonged. In reaction, Britons are trying to economise in... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810182 18 Oct 2008 08:00:00 GMT Could Insurers Deny a Pet Insurance Claim if your Pet is Overweight? Are you taking good care of your pet? Perhaps most pet owners would unhesitatingly answer "yes". However, pet care does not only include walking the dog and taking the cat to the vet from time to time. In particular, a pet needs to have a monitored food r... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810181 18 Oct 2008 08:00:00 GMT ComparetheMarket.com Launches SME Insurance Comparison - Is it anything new? Insurance comparison websites continue to evolve, and in multiple ways. As we've written here before, most continue to attempt to expand their selection: the greater the number of insurers they can offer, the more they are able to attract customers throug... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810162 16 Oct 2008 08:00:00 GMT Millions of Pounds in FSA Fines - with an industry worth over 45billion will it really make a difference? We've run several articles about Payment Protection Insurance PPI, the scheme which insures borrowers against being unable to repay loans. Which? and other consumer and media organisations have repeatedly criticised PPI as not only useless but downright... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810161 16 Oct 2008 08:00:00 GMT One in five health insurance claims denied Health insurance may be the most important type of insurance a person can get. In a worst case, it is possible to replace a car, home, or piece of furniture. You're stuck with the body you have, though: if it fails or if you are injured in some way, insur... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810151 15 Oct 2008 08:00:00 GMT More Passengers Equals Higher Crash Risk for Young Drivers 'Four car-mad teens killed in fatal crash' screams the headline. Sadly, it's not an isolated case. According to a new report by the Association of British Insurers ABI teenage drivers triple their risk of having a fatal crash if they have their friends ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810133 13 Oct 2008 08:00:00 GMT PPI Mis-selling Claims Increase - But so does the number of people trying to be sold it Payment Protection Insurance PPI remains one of the hottest topics in Britain. The program makes payments on various debts in the event that a person's income is interrupted by job loss, sickness or some other cause. However, the scheme's low payout rat... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810132 13 Oct 2008 08:00:00 GMT Baggage Handler Crime Rings: Is it as epidemic as people think? Earlier this year, there were numerous stories of luggage lost at Heathrow's now-infamous Terminal 5. As we wrote earlier, lost luggage claims got so high at the terminal that some insurers stopped covering baggage lost there. Claims are now substantially... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810131 13 Oct 2008 08:00:00 GMT Whether 10 or 10,000 - total council compensation claims hit 62million While most of the compensation claims Cardiff City Council has dealt with in recent years have been - pardon the pun - pretty pedestrian mainly trips and falls over pavements or roads a few have been truly bizarre. One unlucky council tenant... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810121 12 Oct 2008 08:00:00 GMT Yes, Britain has Free Healthcare ... if you can get it We've written several articles on the unease with which many Britons view the National Health Service. To re-summarise in economic terms, the NHS is not a free health provider: rather, it rations care. You can certainly sign up for "free" treatment, but a... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810111 11 Oct 2008 08:00:00 GMT Podestrians. Are they as annoying as the nick-name they've been given? You know what it's like. One minute you're happily strolling along listening to your iPod, the next - you're in the middle of the road with the driver of the car you've inadvertently stepped out in front of advancing towards you with his fist in the air. ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810102 10 Oct 2008 08:00:00 GMT Norwich Union Pulls out of Comparison Sites to Create their Own It's been widely reported in the media that Norwich Union is withdrawing from comparison sites. However, upon careful inspection this is not actually in rejection of the sites, but in emulation. According to its own press release, Norwich is in fact setti... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810101 10 Oct 2008 08:00:00 GMT Get Your Possessions Valued BEFORE the Antiques Roadshow Hits Town Kate Moss has been making British and global headlines since she was a 14-year-old supermodel. She made them again recently as the subject of a solid gold statue weighing 50 kg, dubbed Siren. Showing the young woman twisted about in a provocative yoga-lik... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810092 09 Oct 2008 08:00:00 GMT Insurance Fraud: claims are investigated more often than you think Insurance fraud: when we think of it, we might imagine an individual or group with a complex scheme involving cunning criminals and multiple layers of deception. Indeed, such "professional" frauds do exist. We earlier wrote about one 'gang' that had earne... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810091 09 Oct 2008 08:00:00 GMT Lloyds TSB Insurance: Strength to strength to domination With the ongoing financial turmoil in the country and the world, many British financial institutions have gone to extreme lengths to preserve themselves. Some have merged, while others have turned to the government for support - to the extent of effective... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810081 08 Oct 2008 08:00:00 GMT 40,000 HBOS Staff Can't Get Redundancy Insurance - but how does the Lloyds merger affect customers? Statistically, one in five of you reading this has an account with Lloyds TSB. Now that Lloyds TSB has taken over HBOS, including the powerful Halifax brand, that number is probably set to grow: up to 1 in 3, according to many analysts. The de... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810071 07 Oct 2008 08:00:00 GMT When Lawyers Collide - Heath Ledger's Life Insurance Payout in Doubt. A fight has broken out over the $10 million 5.6 million life insurance policy taken out by the actor Heath Ledger prior to his death, with insurers refusing to pay out until further investigations are carried out. The 28-year-old actor, perhaps best kn... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810062 06 Oct 2008 08:00:00 GMT Travel Insurance - ever actually thought about what would happen if you lost your passport? Halifax Insurance released information today stating that half a million Brits leave home each year with passports but return without them. That's not surprising, noting the types of scams pickpockets and other thieves are now using to steal British passp... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810061 06 Oct 2008 08:00:00 GMT Tesco Compare expands into Motorcycle Insurance Comparisons A growing percentage of consumers are using insurance comparison sites to purchase their insurance, since these sites aggregate a large number of quotes and policies in one place. The growing market has drawn a large number of competitors, though, so the ... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810042 04 Oct 2008 08:00:00 GMT The NHS - Still a Free Health Service? There is, in theory, a perfect healthcare system here in Britain. The National Health Service provides comprehensive care for all Britons, providing particular assistance to low-income Brits who else might not be able to afford private healthcare. Those w... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810041 04 Oct 2008 08:00:00 GMT Travel Insurance and Airline Collapse ... Or, "What do you mean I'm not Covered?!" The collapse of XL Airlines had a tremendous effect, not only on its travellers but on the perception of the discount airline industry. These airlines offer no-frills budget travel, but are distinctly marginal players in the industry, without the cash res... http://www.noclaimsdiscount.co.uk/news/art_display.php?show=200810031 03 Oct 2008 08:00:00 GMT